Compare Expat Health Insurance in Asia

What Is Expat Health Insurance?

Expat health insurance is private medical insurance designed specifically for people living and working outside their home country. Unlike local government schemes, expat plans provide global coverage and access to private hospitals with English-speaking doctors.

In Hong Kong and mainland China, private healthcare can be extremely expensive. A single night in a private hospital in Hong Kong can cost HKD 10,000 or more. Expat health insurance ensures you receive the best possible care without worrying about the bill.

Our comparison service covers plans from leading international insurers including AXA, Cigna, Bupa, AIA, and many more — ensuring you always get the best value for money.

Direct Billing Saves You Time & Stress

Direct billing means your insurer pays the hospital directly, so you never need to pay upfront and claim back later. This is especially important in Asia, where some hospitals require payment in full before discharge.

We compare plans with the best direct billing hospital networks in Hong Kong, China, Singapore, and across Asia to ensure you always have access to cashless treatment.